1. How does debt counselling work?

    Step 1: The Debt Counsellor does a FREE and CONFIDENTIAL credit check for you to see how much you are paying on your accounts every month and if you are over-indebted and can benefit from debt counselling.

    Step 2: If you do qualify and agree to the debt counselling process, the Debt Counsellor will NEGOTIATE with the credit providers that you owe money to, so that you can PAY LESS on your accounts every month.

    Step 3: The Debt Counsellor will CONSOLIDATE your account payments into ONE easy, affordable monthly amount.

    Step 4: Debt Counselling gives you LEGAL PROTECTION so that the companies you owe money to can stop threatening you with legal action.

    Step 5: When all your accounts are PAID UP, the Debt Counsellor will give you a CLEARANCE CERTIFICATE saying you are DEBT FREE.

If you need assistance managing debt, complete the contact form below and we will contact you as soon as possible.

Debt Solutions 4u
Disclaimer:

Our law guide been prepared for information purposes only and does not constitute legal advice, or a legal opinion.

The practical application of the provisions of law guide articles will vary depending on the facts of each case. The publication, author of the article and companies or individuals providing commentary cannot be held liable in any way.

If you are a JusDraft member you can contact our 24-Hour legal advice helpline (number displayed at the top of every page once logged in). Alternatively, you can contact the Legal Aid Advice Line 0800 110 110.